Florida's large and growing senior population makes it one of the most competitive credentialing markets in the country. With a disproportionate share of Medicare Advantage enrollees, getting credentialed with MA plans — including Humana, UnitedHealthcare, and Florida Blue — is often the top priority for Florida providers. Each Medicare Advantage plan has its own credentialing process, separate from traditional Medicare enrollment.
The Florida Board of Medicine and the Board of Osteopathic Medicine are separate bodies, each with distinct licensure processes. Both boards use the Florida Health Care Licensing Portal, but providers should expect processing times of 3–5 months for initial licensure. Credentialing cannot begin with most payers until licensure is confirmed, making early license applications critical to practice launch timelines.
Florida Medicaid operates predominantly through managed care plans including Molina, Aetna Better Health, Staywell (WellCare), and Sunshine Health. Each plan maintains its own credentialing queue. The state's Magellan-administered enrollment portal handles the fee-for-service enrollment, but managed care credentialing is handled separately by each plan.
Arctic Health helps Florida providers navigate the dual commercial and Medicare Advantage credentialing landscape, coordinating submissions across all relevant plans simultaneously to minimize the time between license issuance and first reimbursable patient encounter.
Licensure Requirements in Florida
Average Credentialing Timeline
Typical time from application submission to approval in Florida
Florida Medicaid Program
Key Regulations in Florida
Major Payers in Florida
Frequently Asked Questions
How long does credentialing take in Florida?
Florida HMOs are required to decide within 60 days of a complete application. Commercial PPOs and Medicare Advantage plans typically take 60–90 days. Starting all applications simultaneously is key to reducing overall wait time.
What is the difference between Florida Board of Medicine and Board of Osteopathic Medicine?
MDs are licensed by the Florida Board of Medicine; DOs are licensed by the Florida Board of Osteopathic Medicine. Both boards use the same online portal but have separate processing pipelines and criteria.
Do Medicare Advantage plans in Florida require separate credentialing from Medicare Part B?
Yes. Medicare Part B enrollment (via the PECOS system) does not automatically grant participation in any Medicare Advantage plan. Each MA plan — Humana, UHC, Florida Blue, etc. — requires its own credentialing application.
Reviewed by Arctic Health Team , Credentialing Specialists
Last reviewed: September 2026
Information on this page reflects our experience as of September 2026. Credentialing requirements, payer processes, and state regulations may change. Contact us or check the relevant state medical board and payer websites for the most current requirements. This content is for informational purposes only and does not constitute legal or professional advice.